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多幣種利息功能

Wise 為加拿大客戶推出全新利息功能

Wise 為加拿大客戶推出史無前例的多幣種利息(Interest)功能。此舉將讓合資格用戶,得以於一個 Wise 多幣種賬戶之內,就持有的加元、美元、歐元及英鎊結餘,賺取市場領先的回報,而毋須為每種貨幣分別開立不同金融機構的獨立賬戶。

一旦選用多幣種利息功能,顧客可繼續持有、消費、匯出及兌換這些結餘的資金至海外,毋須支付任何罰息、亦無最低結餘要求或鎖定期限制。此功能所提供的利率,包括加元結餘 2.22%、美元結餘 3.14%、歐元結餘 0.8%,以及英鎊結餘 2.21%。此功能只需於 Wise 應用程式內輕觸數下即可啟用,延續公司於加拿大市場日益增長的動力——2025 財政年度,其活躍客戶群增長超過 30%。此增長亦受惠於 Wise 成為加拿大支付協會(Payments Canada)的會員,得以直接接入本地支付基建,實現更快速、更低成本的資金轉移。

英文原文

Wise has introduced a first-of-its-kind multi-currency Interest feature for customers in Canada. This move will allow eligible users to earn market-leading returns on balances held in Canadian dollars, US dollars, Euros, and British pounds, all within a single Wise multi-currency account without needing to open separate accounts with different financial providers for each currency.

Once opted into the multi-currency Interest feature, customers continue to hold, spend, send, and convert their money internationally from those balances with no penalties, no minimum balance requirements, and no lock-up periods. The rates individuals can earn as part of this feature include 2.22% on Canadian dollar balances, 3.14% on US dollar balances, 0.8% on Euro balances, an 2.21% on British pound balances. The feature can be activated in just a few taps within the Wise app, and it builds on the company's growing momentum in Canada, where its active customer base grew by more than 30%  in fiscal year 2025. This growth is supported by Wise becoming a member of Payments Canada to gain direct access to local payment infrastructure for faster and cheaper money movement.

前往原文

多幣種利息功能
來源
Trend Hunter
發布
2026-05-20
品類
Creditcrunch
出處
newswire

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